Delivering Broad Protection

for Home Healthcare Providers

The Home Healthcare Insurance Specialists

The home healthcare industry continues to expand as more people want to age in place and be taken care of at home. At the same time, the sector faces certain hurdles, including the need for more staff and the ability to retain employees. With these hurdles come increased risks.

Olson Duncan understands the industry and provides insurance and risk management solutions that address the various exposures faced by home healthcare agencies. Our staff is well-positioned to help home healthcare providers protect against risk today and into the future.

Inside Home Healthcare Risks

Home healthcare faces several challenges unique to the industry because of the inherent services provided and the work performed. For example, occupational hazards can significantly impact an operation’s Workers’ Compensation premium, particularly if proper safety programs aren’t in place. On-the-job hazards include overexertion (from patient lifting); stress; verbal abuse and other forms of violence in the home or community; bloodborne pathogens; needlesticks; latex sensitivity; temperature extremes; and unhygienic conditions.

Professional liability exposures also have to be managed, with home healthcare entities vulnerable to claims alleging negligence or harm by the patient they are tending to or brought on by a family member. Long commutes from worksite to worksite expose home healthcare workers to transportation-related risks.

These and other risks need to be carefully examined to implement solutions aligned with your operation and its exposures.

Our Insurance Solutions

Olson Duncan offers home healthcare providers broad, competitive insurance products to protect against the risks you face:

General Liability
Professional Liability
Commercial Auto – Including Non-Owned & Hired Auto
Cyber Liability
Directors & Officers Liability
Employment Practices Liability
Commercial Property
Crime
Workers’ Compensation

Also important is implementing strong risk management strategies that include loss control, safety programs, experience modification management, HR best practices, disaster planning, and more. Our staff can assist you with these and other services to help you stem losses and improve your risk profile.

Our Value

At Olson Duncan, we aim to provide clients a total solution, not simply a quote or an insurance policy. With us, you get real value and a long-term relationship based on trust. We would love to get to know you and answer any questions.
To learn more about how we can help you, please call our team at

(310) 373-6441