Under the Hood of Your Business Auto Policy

We’ll review your operation and vehicle use to determine the appropriate coverage and limit options your business requires to protect against risk. Coverages may include:

• Bodily Injury Liability: Provides legal defense and pays for bodily injury or death resulting from an accident for which you are found liable.
• Property Damage Liability: Protects if your vehicle accidentally damages another person’s property and for legal defense.
• Medical Payments: Covers reasonable and necessary incurred medical expenses for you and your passengers due to a covered accident.
• Uninsured Motorists: Pays for your injuries caused by an uninsured or a hit-and-run driver.
• Underinsured Motorists: Provides protection when the at-fault driver has insufficient insurance.
• Comprehensive Physical Damage: Pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils.
• Collision: Covers damage to your vehicle when it hits or is hit by another object.
• Hired & Non-Owned Auto Liability: Covers claims against your business if an employee has an accident while using his or her own (or rented) vehicle for business purposes.