Beyond General Liability
As broad as a General Liability policy may be, some exclusions require additional separate policies and enhancements. In addition, depending on the industry segment you serve, you must ensure you are covered for certain exposures. For example, pollution hazards are typically excluded under a standard General Liability policy – something many businesses need to address with Pollution or Environmental Liability coverage.
Employment-related liability incidents such as discrimination and harassment, allegations of wrongdoing by a director or officer, financial loss to a third party due to professional services provided, liquor liability claims, and cyber liability losses are not covered under a General Liability policy, just to name a few of the risks that need other policies or coverages to respond.
Our staff will detail what is covered under General Liability insurance and what additional coverages you need for a comprehensive, tailored plan.