Safeguard Your

Operation and Assets from Liability Risks

Get A Quote

General Liability

Insurance for Your Business

All businesses have liability risks that can upend an operation and jeopardize assets. That’s why it’s critical to have a General Liability policy with coverages designed to safeguard your assets in the event of a loss resulting from a wide range of incidents. Coverages include:

Premises Liability to cover claims that result from accidental injury or property damage to a third party

Product Liability to cover losses arising from bodily injury or property damage from goods or products a business manufactures, sells, handles or distributes

Completed Operations for potential liability for bodily injury or property damage that arises out of completed work

Personal and Advertising Injury, which covers acts that violate the rights of a person or business, including libel, slander, copyright infringement, invasion of privacy, and other risks

How robust your General Liability insurance depends on several factors, including the limits of Liability you carry. Our staff at Olson Duncan will conduct a thorough evaluation of your operation to determine your exposures and the amount of coverage you should be carrying. Our evaluation will also help us assess how to strengthen your risk management strategies to help mitigate liability losses and reduce costs.

Beyond General Liability

As broad as a General Liability policy may be, some exclusions require additional separate policies and enhancements. In addition, depending on the industry segment you serve, you must ensure you are covered for certain exposures. For example, pollution hazards are typically excluded under a standard General Liability policy  – something many businesses need to address with Pollution or Environmental Liability coverage.

Employment-related liability incidents such as discrimination and harassment, allegations of wrongdoing by a director or officer, financial loss to a third party due to professional services provided, liquor liability claims, and cyber liability losses are not covered under a General Liability policy, just to name a few of the risks that need other policies or coverages to respond.

Our staff will detail what is covered under General Liability insurance and what additional coverages you need for a comprehensive, tailored plan.

Image

Keeping Your Coverage

Up to Date

With us as your partner, you’ll be confident that your Liability insurance program is responsive to your business risks. We’ll meet with you to find out if there have been any operational changes and analyze how industry trends may impact your operation and business growth. We will perform a detailed analysis of your program to ensure it’s keeping in step with where you are today and where you want to be in the future. We always focus n balancing the need to minimize risk, control costs, and develop a leading-edge approach to meet your objectives.

Image

Our Value

At Olson Duncan, we aim to provide clients a total solution, not simply a quote or an insurance policy. With us, you get real value and a long-term relationship based on trust. We would love to get to know you and answer any questions.
To learn more about how we can help you, please call our team at

(310) 373-6441

Get a Quote